Thursday, October 30, 2025

Diving and surfing in Hong Kong

(still in progress)

 

Hong Kong offers wonderful diving and surfing activities. The experiences are really immersive and breathtaking!

 

1.          Snorkeling and freediving

Hong Kong is a reef fish haven as shown by this article (https://news.mongabay.com/2024/02/hong-kong-as-a-reef-fish-haven-these-scientists-want-to-get-the-word-out/ ) and this website (https://www.114ehkreeffish.org/?lang=en ).

One popular place for Snorkeling and diving is a place near the Clear water bay second beach (https://www.map.gov.hk/mapviewer/map.do?gmid=meEXM9E24z&lg=en  ). In days with good weather, you can find a dozen people diving there. I went there many times. You can see many beautiful reel fishes and reels, bringing you unforgettable memories. The water there is shallow, so it is very safe. The pictures below was taken by me there. That was such a wonderful experience, I just wanted time to stop.





How to get there? Google Map can show that you can take public transportation (such as minibus or buses) or taxi to Clear water bay second beach. Once you arrive at the beach sands, walk the right-hand side 100-150 meters, and you will reach the place. See the red curve in the picture below.

 



2.          Surfing

There are two surfing beaches that can be reached by public transportation. I went to both places many times. Because of its weather, you can surf all year round. You can check the popular App Surfline for wave conditions.

The first is big wave beach in Hong Kong island (https://en.wikipedia.org/wiki/Big_Wave_Bay_Beach ). Please note that it is not the big wave beach in Sai Kung. It is very affordable to rent a surfing board at Ho Lok Store (HK$50).

 

The second is the Lower Cheung Sha Beach (https://en.wikipedia.org/wiki/Lower_Cheung_Sha_Beach ) in the Lantau Island (where the airport is located). You can find a nice surfing school too (https://hongkongsurfinglesson.com  ).

 

Enjoy!

Thursday, January 23, 2025

Recent high inflation experience


 One of the biggest changes in the financial markets over the past five years was the sudden increase in inflation starting in 2021. The U.S. inflation rate reached 9%, the highest in the past 40 years (https://tradingeconomics.com/united-states/inflation-cpi  ). High inflation led to high interest rates and created many challenges. As a finance student, you need to understand this.

High inflation happened in many countries, including UK, many European countries, and Australia. One of the main causes of the inflation is demand and supply changes due to Covid-19.




Saturday, January 11, 2025

2024 World Financial Markets Review

We are in 2025 now. What did happen in world financial markets in 2024? As finance students or practitioners, you need to understand this. There is an interesting article about the 2024 world financial markets (https://www.apsbank.com.mt/blog/financial-markets-2024/ ). Please have a look at it.